We have changed the way home loans for veterans is done. We have special, efficient programs to help veterans with their unique needs and honor the service they have provided for our country in a practical, real way.
We always provide world class service that makes sure our veterans can achieve their home ownership dream.
This type of loan is guaranteed for Veterans, by the U.S. Department of Veteran Affairs. All past, or current military with a certificate of eligibility from the VA, have an opportunity to apply for this type of loan, although there is a requirement for time served.
A few up-front benefits of a VA loan are as follows:
- A lower credit is acceptable
- No PMI required
- Zero money down
- Buyer has limited list of closing costs to pay
- The Seller is no longer required to pay remaining closing costs
Aside from a less demanding application process, the applicant is also considered for a more lenient qualification on their debt to income ratio, credit score, and job history. Finally there is no longer a loan amount max on VA Loans as long as you are able to qualify for it.